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Add in the cost of room and board, and students enrolled in 2016-17 forked over ,090 a year to attend a public university and ,370 for a private college.That makes it more important than ever to understand what repayment options open. The rates for federal loans are set by Congress and fixed for the life of the loan.Direct PLUS Loans received by parents to help pay for a dependent student’s education cannot be consolidated together with federal student loans that the student received.A Direct Consolidation Loan has a fixed interest rate for the life of the loan.
There is no cap on the interest rate of a Direct Consolidation Loan.
This depends on where you are in the consolidation process.