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25-Oct-2020 16:47

Other possible reasons include increased credit utilization, closing an account, or a new derogatory mark on your report.

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Other services such as credit repair may cost you thousands of dollars and only help remove inaccuracies from your credit report.

A payment method is also required to set up accounts for children.

Learn more about Family Sharing and Apple IDs for kids.

Although hard inquiries don’t make a huge impact on your score, they can temporarily lower it.

Hard inquiries stay on a credit report for 2 years, but in general, the impact to your FICO Score will lessen after 1 year.Lastly, negative information on your credit such as late or missed payments, foreclosures, collection accounts, and charge-offs can negatively impact your credit. If you notice that your scores went down, there may be a few reasons why.

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