Is post dating checks illegal in california

27-Aug-2020 14:54

Any person with a bad check problem should consult legal counsel for full details on the law of a particular state.

While there are differences among the states as to how bad checks are viewed (whether a misdemeanor or a felony) and the remedies available to holders of the bad check against the drawer, there are several general factors that run through the majority of state laws: 1.

According to the code, a personal check becomes "stale dated" six months after you write it.

Banks don't have to dishonor stale dated checks, but the Uniform Commercial Code gives a bank the option of refusing these checks.

Laws exist relating to the dating of checks, but if a check is undated, it doesn't necessarily mean you can't cash it.

Banking laws in every state are based on the Uniform Commercial Code.

Inconsistencies in handwriting or ink color can cause a teller to flag a check as a fraudulent item.There isn't anything in the Uniform Commercial Code saying a check has to be dated.In fact, if a check has no date on it at all, it's assumed that it was written on the day that you attempt to cash it or deposit it.The Summary is intended only as a general guide and in the main addresses' checks presented in payment of business or commercial transactions.

When a check is taken in connection with a consumer transaction, it is generally a violation of the does not make any representation as to the accuracy of the contents of this publication.

Check fraud is a major issue for banks, as it results in losses for both consumers and financial institutions.