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A TL-15 rated safe, for example, can withstand an attack of at least 15 minutes using common tools.

While most home safes don't carry a rating for burglary resistance, they do, as a practical matter, provide some protection. Mc Goey, a security consultant in Los Angeles, says that burglars generally go for what they can grab in one run through a house.

Where to put it The best place for your safe will depend on the design of your house, but there are some trade-offs worth considering.

The master bedroom tends to be the first stop for burglars, according to Mc Goey, so it might not be the ideal site for the safe.

Here are some of the ways they evaluate them: Fire resistance Fire is the No. The National Fire Protection Association says that during an average lifetime, there's a one in four chance of experiencing a household fire large enough to warrant calling the fire department.

1 concern of most buyers, according to Greg Bonsib, director of brand management at Sentry Safe, a major manufacturer in Rochester, N. UL and Intertek rate fire-resistant safes in terms of what type of material they'll protect and how long they'll protect it.

If you buy online, don't forget to consider shipping costs, although free shipping might be available.

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Most home safes are designed to protect their contents from fire, theft, or both. We don't test safes here at Consumer Reports, but many are tested by independent organizations such as Underwriters Laboratories (UL) and Intertek (which uses the ETL mark).

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"Fires tend to move through a home, so 20 minutes is about the average in a room or an area." Burglary protection Independent ratings for burglary resistance are less common for home safes than for ones made for commercial users, such as jewelry stores.

To determine their burglary-resistance ratings, UL testers go at safes with tools, torches, and even explosives, Drengenberg says.

What they cost For about and up you can buy a fire chest, smaller than a safe but still large enough to hold a stack of documents.