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If you buy online, don't forget to consider shipping costs, although free shipping might be available.For a wider selection, and possibly more knowledgeable sales help, you can go to a store that specializes in safes.Other safes can be concealed in a wall or anchored in a concrete floor.Water resistance Protection against water tends to be an added feature of home safes that are also fire- or theft-resistant.Larger safes cost more, and accessories like drawers and shelves can add to the bill.Where to buy one You can find home safes at such retailers as Home Depot, Lowe's, and Sears, as well as online at Amazon.com, among other sites.For example, safes rated to protect paper documents shouldn't get any hotter than 350 degrees on the inside during a fire, according to John Drengenberg, consumer safety director at UL in Northbrook, Ill.

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What else to keep in it The table below lists some important documents you might want to keep in a safe.

And the Insurance Information Institute points out that a home safe can be a good place to store an inventory of your possessions...

A fairly common home-safe capacity is 1.2 to 1.3 cubic feet, which should easily accommodate a foot-high stack of 8½- by 11-inch papers, for example.

Most home safes are designed to protect their contents from fire, theft, or both. We don't test safes here at Consumer Reports, but many are tested by independent organizations such as Underwriters Laboratories (UL) and Intertek (which uses the ETL mark).

A TL-15 rated safe, for example, can withstand an attack of at least 15 minutes using common tools.